Home | Contact | Advertising
Small Business, Information, Resources, Articles - SmartBiz.com
Members Login:
Sign Up Forgot?
SALES & MARKETING
Marketing Online
Email Marketing
Search Marketing
Selling
PR
ONLINE BUSINESS
E-Commerce
Website Creation
Productivity
Accounting
CRM
Web-based Software/SaaS
BUSINESS STRATEGIES
Case Studies
Smart Answers
Videos
Podcasts
Smart Blog
Human Resources
Management
BITS & BYTES
PCs & Online Equipment
Mobile Computing
Security/Business Continuity
Telecom/Office Networks
Small Business Products
FORUMS & RESOURCES
Free White Papers
Tools and Calculators
SmartBiz Forum
Legal & Business Forms
News Feeds
Featured Webcasts & Videos
Franchise Offers


 
SMALL BUSINESS AND STARTUPS INTERNET TECHNOLOGY RESOURCES
Search SmartBiz:
Forms and
Downloads
Free
White Papers
Special
Offers
SmartBiz
Blog
Free Email
Newsletters
Finance
AVOIDING THE CASH CRUNCH
Email ArticleEmail Article
Print ArticlePrint Article
Increase Text SizeIncrease Text Size
Decrease Text SizeDecrease Text Size
Del.icio.us
Digg This
Bookmark and Share

By The Hume Group Inc.

What do you do if you are in danger of being buried by growth? Such a situation can be both good and bad. It's good that you apparently have a product or service that is in great demand. But it's bad because you probably are now strapped for cash.

So, do you simply forsake your business plan to concede to the new conditions? Absolutely not. In fact, your problem may be that you neglected your plan. Or maybe you reached the objectives outlined in it and failed to come up with a revised version to plot your company's future cash needs. Sit down with your managers (you probably have some now) and generate a new plan that takes growth and resulting cash shortages into consideration.

You also need to give more attention to your cash-flow chart. Keep it updated so that it clarifies your position at any particular point in time. The following can serve as a guide to making your chart more detailed and meaningful:


Projected Statement of Monthly Cash Flow

Date Prepared _______________________

Prepared by _______________________

Reviewed by _______________________

For the Year Ending _______________, 199__

Month 1 2 3 4 5 6 7 8 9 10 11 12

CASH RECEIPTS

Sales (this year)

Accounts receivable (from last year)

Other
(a)
(b)
(c)

TOTAL CASH RECEIPTS


CASH DISBURSEMENTS
Cost of sales --labor
--materials
--transport
--other

Accounts payable last year
Selling expense
Administration
Fixed-asset investment
Long-term debt repayment
Income-tax installments
Interest on debt --long term
--bank loan
--other



| 1 | 2 | 3 | 4 | 5 | Next page »
Add a Comment View Comments
Small Business Home

SmartBiz Shop
Promotional Items with Your logo
 
     
 
Smart Services
Spacer
Spacer
Spacer
Spacer
Add Your Logo Now
Spacer
Get Your Business Online
Build a Website Host Your Website Market Your Business Online
Business Form Downloads
Legal Forms Business Forms
Smart Forums
Recent Postings
Stimulus or "Pork"ulus?
Blog: How Do You Know What Insurance Is Right for Your Business?
If Layoffs Are Necessary, Protect Your Business
Blog - Do You Have Email and Internet Usage Policies in Place?
MORE
Home | Contact | Advertising
© 2016-2018 SmartBiz. All rights reserved. Privacy Statement and Terms of Service
Small Business Home | Business Tools | Online Business | Bits & Bytes | Sales & Marketing | Business Strategies | Forums & Resources
Email Marketing & HTML Email Driven By: Hosted By:   Design By:
Email Marketing
 
XML LogoRSS Logo
Receive our stories via SmartBiz XML/RSS feeds.
Include our stories on your website through SmartBiz javascript content feeds.