The Hartford Financial Services Group
says that 25 percent of emergencies that take down small businesses are technology-based. That's the second highest percentage. Human error is responsible for 68 percent of serious problems, the company says. There is a significant falloff after technology: only 5 percent of emergencies are caused by natural disasters and 2 percent by intentional malice. The company is offering a free 22-minute Webinar, Surviving Beyond Disaster
, which includes a 10-step plan on handling disasters. It is available at the company's website.